Getting Started

Knowledge is Key

Clients come to us with a range of information and financial situations, from an impending wage garnishment to an exploration of options. Bankruptcy involves a complex set of issues to determine whether or not it is in your best interest to file for bankruptcy and whether or not you qualify. The rules change daily depending on how the courts interpret the bankruptcy legislation. There are issues that you need to consider regarding whether or not it is in your best interest to keep property, what property you can keep based on legal exemptions that vary from state to state, what debts are dischargeable, what creditors you can pay, whether or not you can file separately if you are married or in a domestic partnership, how your income will be interpreted, whether you can operate a business, what debts are dischargeable and whether or not your conduct in the past will have an negative impact on the bankruptcy. In order to evaluate these issues you should seek assistance from a lawyer. A lawyer can sort through the issues and determine what will work best for you.

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The law varies from state-to-state — please provide your zip code!

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Why are you considering bankruptcy? (select all that apply)








What bills do you have? (select all that apply)
Do you own real estate?
If Yes, are you behind in these payments?

Do you own an automobile?
If Yes, are you behind in these payments?

Do you have any additional assetsworth more than $1000.00?
What types of income do you have? (select all that apply)





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