FAQs

Q: I'm worried I may not qualify for Bankruptcy, how can I find out?

A: We can help you determine if you qualify for bankruptcy. Bankruptcy is an important decision and you should make sure to explore all your options before proceeding down that course. Rust, Armenis & Schwartz are licensed bankruptcy attorneys that can help you with this important decision in your time of need. We have extensively studied and practiced under California bankruptcy laws and can fully explain your rights and options.

Q: If I'm facing legal action, should I just ignore it?

A: It's never advisable to procrastinate if you are facing legal action. It's often a natural human reaction to try to pretend the bad news will go away, but it won't. If you are in danger of foreclosure or car repossession, or are being sued, or have had your wages garnished, these are all serious events and bankruptcy may be your best option. We are experienced California bankruptcy lawyers that take the time to explain your options. Most of our clients have a true sense of relief when they realize that their problems can be resolved by filing for bankruptcy. Do not wait until after your house is foreclosed, your car is repossessed, or your wages have been garnished, come talk to Rust, Armenis & Schwartz to find out what bankruptcy relief is available to you.

Q: Why don't I file for bankruptcy myself, how can a lawyer help me?

A: The decision to file for bankruptcy requires a professional and thorough analysis of your situation. You should file for bankruptcy only after determining that it is the best way to deal with your financial problems. With our experience we can help you determine if a Chapter 7 or a Chapter 13 bankruptcy is best for your situation. It's important to note that if your case is filed wrong, it can be dismissed for not filing a required document. Let the professionals at Rust, Armenis & Schwartz help you with your bankruptcy so you get everything taken care of and can start the next chapter in your life.

Additional FAQ's provided by the American Bankruptcy Institute:

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Why are you considering bankruptcy? (select all that apply)








What bills do you have? (select all that apply)
Do you own real estate?
If Yes, are you behind in these payments?

Do you own an automobile?
If Yes, are you behind in these payments?

Do you have any additional assetsworth more than $1000.00?
What types of income do you have? (select all that apply)





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